They Know Where You Live

Your insurance rate is partially based on the zip code or postal code where you live.

It is a requirement under the statutory conditions of your policy that you advise your insurance company when you move. The penalties if you don’t notify them can be stiff. The insurance company can deny a claim or even can cancel your policy.

The address on your insurance card, your driver licence, and your vehicle registration should all be the same. If you’re stopped by police and asked for your ownership, insurance and registration, and the addresses are different or incorrect, the officer can charge you with "presenting false documents". This ticket will show up on your driver abstract and affect your insurance rate, as much as a speeding ticket.