Rental Vehicle:

While your car is in the shop, you'll probably need a rental vehicle. This is covered under an insurance endorsement called "Loss Of Use". The price of the endorsement is around $20 and if you do not already have it, get it. If you're at-fault for the accident, your rental car cost will be covered, subject to limits. If you are 100% not at-fault, and do not have this endorsement, you may still receive it under the "Direct Compensation"section of your policy, subject to the policy restrictions and limits.