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License Ramifications

Driver’s Record . . . What Is It? It’s a document issued by the Department of Motor Vehicles (DMV) in the state you reside that reports on the status of your license, the type of license you have, and lists all the tickets you’ve been convicted of in the last 5 years.

It lists your renewal date, date first licensed and any license suspensions and reinstatements. It also lists your points and any reported accidents in the past 5 years.

Driver’s Record, Where do I get it? The DMV or corresponding office in your state provides a printed report at a cost of around $5

Demerit Points: Drivers convicted of driving-related offenses begin with zero demerit points and accumulate points for convictions. Demerit points stay on your record for 5 years from the offense date. Too many points can cause a suspension of your license. The Department of Motor Vehicles (DMV) assigns demerit points.

Demerit points only determine if your driver’s license is going to be renewed or if the driver needs to be retested. Here's how demerit points work.

For a speeding ticket:

* 1 to 1 mph over the limit = 3 points

* 11 to 20 mph over the limit = 4 Points.

* 21 to 30 mph over the limit = 6 Points.

* 31 to 40 mph = 8 Points

* More than 40 mph = 11 points (varies from state to state)

If a driver accumulates 11 points in 18 months, the DMV suspends your license. Insurance companies typically have their own point systems as well, since state rules often differ.